Built for how you actually work
Every feature in WiseBook was designed by people who understand hire-purchase loans, collection cycles, and RTO processes.
Disburse to close, without the chaos
Manage the full lifecycle of hire-purchase loans — from customer onboarding to final closure.
Loan Origination
Create loans with smart auto-lookups for Aadhaar verification and vehicle RC details. Pre-filled fields reduce data entry errors.
Loan Tracking & Search
Search and filter across your entire loan book instantly. Track status, EMI schedules, and overdue accounts at a glance.
Foreclosure & Seizure
Process early closures, calculate settlement amounts, and manage the full vehicle seizure workflow from notice to resolution.
Stop chasing paper receipts
Digital receipt generation, printing, and tracking — your field agents stay accountable.
EMI Receipt Generation
Generate receipts for EMI payments instantly. Auto-calculated amounts, penalties, and running balances.
PDF Receipt Printing
Print professional PDF receipts on the spot — branded with your company details, ready for customers.
Void & Audit Trail
Void incorrect receipts with full traceability. Every action is logged — no receipt goes unaccounted for.
Know your numbers in real-time
Auto-generated ledger, period close, and reconciliation — no more end-of-day surprises.
Auto-Generated Ledger
Every loan, receipt, and expense automatically creates the right ledger entries. No manual bookkeeping.
Reconciliation
Reconcile your books with bank statements and collection records. Mismatches are highlighted instantly.
Period Close
Daily, monthly, and yearly close with one click. Lock periods to prevent back-dated entries.
Scale without losing control
Multi-company, role-based access, reports, and audit logs — run one branch or ten with the same clarity.
Multi-Company Support
Manage multiple finance companies from a single login. Switch between companies instantly.
Team, Roles & Audit Log
Invite staff with granular permissions, fine-tune access per member, and track every action with a full audit trail.
Reports & Insights
Operational summaries, financial statements, business trends — export to CSV or PDF and share with auditors or partners.
Automate your collection workflow
Collection modules, telecaller integration, and a mobile app for your field agents — Pro exclusive.
Collection Module
Automated collection scheduling, assignment, and tracking. Know which agents are collecting what, and when.
Mobile Collection App
Your field agents collect payments and generate receipts on the go. Real-time sync with the main system.
WhatsApp & FI Search
Send payment reminders via WhatsApp. Look up a customer's borrowing history across finance companies with FI Search.